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Are You Ready for Your Own Home?

Renting a house or apartment provides plenty of perks. You get to try different neighborhoods, you don't have to worry about maintenance and you can move every year, if you want. If you live in the right building, you may even gain access to a gym or a pool.

However, owning your house comes with plenty of perks you cannot get from renting. It's very desirable to own your home, but are you ready to make the leap? Going from renter to owner comes with all kinds of new responsibilities and you will need to start putting money away for a down payment. Here are a few signs you're truly ready to own a house.

You Start to Care About Knowing Your Neighbors

Renters don't stick around for very long in apartments and houses. They often struggle to get to know the neighbors, but if you find knowing your neighbors is something you desire, owning may be for you. Buying a home is a much larger commitment and buyers tend to stay put for quite some time.

You Want More Space

Maybe an apartment isn't large enough for you. If you dream about a larger kitchen, basement, garage, dining room or even a home office, it might be time to start thinking about owning your own house.

You Want to Put Down Roots

We, as humans, often feel better once we've put down roots in a community. Making something your own space and putting down roots is a financial investment, but more than just that. Your home becomes a place for memories and the right neighborhood will also provide amenities you can enjoy as a family.

You Browse Home Improvement Sites Like Social Media

When you switch from Facebook and Twitter to looking at HGTV videos and all types of other home improvement sites, you're probably ready to buy. Since you're basically choosing ideas you like for different parts of a home, you're in your own way creating a needs and wants list for home shopping.

You Want to Customize

Renters don't get to customize their space much past the color of the walls. You cannot replace countertops, open up the kitchen or add new appliances. Instead, you're stuck with what you're given.

If you have a strong urge to customize your space, you're probably ready for homeownership. As the owner, you can customize your space however you please.

You Attend Open Houses for Fun

Going to an open house gives you a peak into the process of looking at a home for sale. If this has become your weekend activity of choice, you're probably ready to buy.

You've Saved a Down Payment

When you've saved money for a down payment, you're certainly ready to buy. Most people don't save up 20% of the purchase price because they want to continue to rent.

There are many signs you're ready to buy a home. However, the signs above may be things you're doing and haven't realized yet. If you're ready to buy, start by working on your credit and down payment. Once you have these in order, you can start a real home search.

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